Frequently Asked Questions   Directions to our offices at 1650 Willow Lawn Drive, Richmond, VA   By Automobile: Take I-95 to I-64 West., exiting at Staples Mill Road, Exit #185 East. Follow Staples Mill Road to Broad Street (6th light). Turn right on Broad Street and go one traffic light to Willow Lawn Drive. Turn left on Willow Lawn Drive, and travel one block to the traffic light at Markel Road. We are in the BB&T Bank building, on the corner of Markel Road and Willow Lawn Drive. Take the elevator to the third floor. We are in Suite 300.   By GRTC Bus Broad Street #6-Willow Lawn stops directly across the street from our building. We are in the BB&T Bank building. Take the elevator to the third floor. We are in Suite 300. Monument Ave. #1-St. Mary's stops at the corner of Monument Avenue and Willow Lawn Drive. You must walk about 2 blocks north towards Broad Street to our building. The building has a large brown sign on the top that says BB&T.     How much will it cost me to retain Krumbein & Associates? Social Security clients pay us only when they receive an award from the Social Security Administration. Legal fees for Social Security Disability claims are set by law---they are all the same---therefore you are protected against any exorbitant legal fees.   Bankruptcy fees depend upon your situation. The first appointment consultation with an attorney is free. It lasts 30 minutes. If you decide to retain our services, the cost will be fully explained to you at the initial consultation. We do accept payment in cash, money orders, or by check. If you pay by check we must wait for it to clear the bank before any court documents can be filed.   Do I have to file Bankruptcy? In your free consultation, an attorney will explore all of your options with you. We want each of our clients to understand all of the alternatives and to make informed and well-planned decisions about their financial future.