KRUMBEIN & ASSOCIATES is a knowledgeable, thorough, and efficient law firm specializing in Social Security Disability and Social Security Supplemental Income, and in all types of Consumer and Business Bankruptcy, including Chapter 7 (Bankruptcy), Chapters 11 and 13 (Debt Reorganization), and Chapter 12 (Family Farmer). Our attorneys have the expertise and understanding to work with the financial crises that might otherwise overwhelm our clients.
KRUMBEIN & ASSOCIATES is an active member of national organizations that provide up-to-date Continuing Legal Education:
KRUMBEIN & ASSOCIATES is a team of lawyers, paralegals, and support staff whose goal is to help each client achieve financial stability and independence from crushing debt. We believe in a friendly one-to-one educational approach for our clients. We believe that our clients make better decisions when they understand the protections they may be due under the law. Our Attorneys are:
1966 B.S., Penn. State University, Business and Finance
1969 J.D., University of Georgia School of Law
1964 B.S.E.E., Virginia Polytechnic Institute & State University
1973 M.B.A., University of Richmond
1985 J. D., Northern Virginia Law School
1995 B.S., Virginia Commonwealth University, Admin. of Justice
1998 J.D., Pettit College of Law, Ohio Northern University
1981 B.S., Virginia Polytechnic Institute and State Univ., Business
1998 J.D., Regent University School of Law
1985 B.A., Univ. of Rochester, Political Science
1991 J.D., Howard University School of Law
Donna Benson Dorroh, Law Clerk
1992 B.A., Montclair State University
2000 J.D., University of Richmond School of Law
Our Paralegal Staff is specially trained to help each client assemble the records that fully and accurately document their case. Appropriate Bankruptcy or Social Security forms are completed with the client and filed in a timely manner. The members of our Paralegal Staff are:
Social Security & Bankruptcy Case Administrator: Last names A - J
Special Expertise: Consumer Bankruptcy, Social Security Disability
Social Security & Bankruptcy Case Administrator: Last names K - Z
Special Expertise: Consumer Bankruptcy, Social Security Disability
Special Consultant: Social Security
1964 B.S., Virginia Union University, Business Education
1975-1997 Social Security Administration, Paralegal Specialist
The Support Staff is an important part of our team. Its members are:
Cynthia P. Beazley, Accountant
1984 Braxton Business School
1987-1997 Signet Trust Co.
1997-1998 Signet Financial Services
Cynthia Krumbein, Systems Manager
1967 B.S., Simmons College, Journalism & Graphic Design
1983 M.L.S., The Catholic University of America
R. "Chip" Gard, Technology Coordinator
Information for Creditors can be obtained by sending us a Fax at 804 673 4350 on your company's letterhead, including your name, Fax, and voice numbers, the name and social security number of the debtor, and your questions. We will return a Fax with all the information that we can legally provide.
A 24-hour source of case information is available on-line. At Access 13 On-Line Inquiry System, creditors can search by case number, by case participant's last name, or by the name of a creditor or other interested party. Information is available to more than one trustee's data.
Robert Hyman, Chapter 13 Trustee in Richmond, Virginia hosts an in-house web site permitting access to a copy of trustee data files as well as e-mail service to the Trustee and his staff.
Another immediate source of case information is the United States Bankruptcy Court for the Eastern District of Virginia.
The United States Bankruptcy Court in Richmond can be called directly at 1-800/ 326-5879. This is a voice-automated line where creditors can search by name, case number, social security number, or tax identification number.
This page is Currently Under Construction. Please bear with us.
Access 13
On-Line Inquiry System
American
Bankruptcy Institute
Office
of the Chapter 13 Trustee, Robert E. Hyman, Richmond,
VA
United
States Bankruptcy Court for the Eastern District of VA
Krumbein & Associates recommends that individuals in financial distress consider "Bill or Debt Consolidation." "Bill or Debt Consolidation" is an advertising phrase used to describe the legal procedure more properly called Chapter 13. This procedure then, is an alternative to Chapter 7 "straight" Bankruptcy. Both Chapter 13 and Chapter 7 are sections or chapters of 11 United States Code.
If you are behind and feel you are slowly sinking into debt, Bill Consolidation is often times an excellent option. Bill Consolidation is not a loan, Bill Consolidation is a law which requires your creditors to take less money monthly and allow you longer time to pay them back. Bill Consolidation is a powerful law because it carries the weight of the United States Federal Courts behind it.
We can help you plan your monthly budget and determine your cash flow. You can lump most bills into one low monthly payment and the majority of your creditors must accept the pay-back plan if written correctly.
If you retain the services of Krumbein & Associates, we'll get you the protection you need. We'll file all the proper paperwork for you. Our payment is received over a period of time. When filed at the Federal Bankruptcy Court, Bill Consolidation stops foreclosures, wage garnishments, repos, and nasty calls. You may refer all bill collectors directly to us.
Call our office and arrange for a free 30-minute consultation with an attorney: make an informed decision if Bill Consolidation is right for you.
About Social Security Disability
At Krumbein & Associates, we believe that if you are eligible for Social Security Disability benefits, then you should benefit to the full extent that the law allows. We can help....and we don't charge a fee unless you collect. Krumbein & Associates can be of assistance in assessing your claim before going to the Social Security Administration, and we can be of vital assistance to you if you have already been turned down for a social security claim.
Krumbein & Associates offers an initial free consultation to assess your case. If you do have a valid disability claim then we do all the paper work for you, and go to court with you to make your claim.
Social Security Links
Krumbein & Associates wants clients to be knowledgeable about the symptoms and prognoses that affect their lives. Many websites are devoted to providing up-to-date information about disabling diseases. Here are some we've found to be helpful:
American
Diabetes Association
American
Foundation for AIDS Research
American
Heart Association
Amyothrophic
Lateral Sclerosis Association (Lou Gehrig's
Disease)
Huntington's
Disease Society of America
InteliHealth
(health library, health news,
resources, etc. from Johns Hopkins
Univ.)
Leukemia
Society of America
National
Institutes of Health (info. on
federally funded research)
National
Neurofibromatosis Foundation, Inc.
National
Organization on Disability
National
Multiple Sclerosis Society
National
Parkinson's Foundation
About Fair Debt Collection Practices
This page is Currently Under Construction, please bear with us.
Directions to our offices at 1650 Willow Lawn Drive, Richmond, VA
Take I-95 to I-64 West., exiting at Staples Mill Road, Exit #185 East. Follow Staples Mill Road to Broad Street (6th light). Turn right on Broad Street and go one traffic light to Willow Lawn Drive. Turn left on Willow Lawn Drive, and travel one block to the traffic light at Markel Road. We are in the BB&T Bank building, on the corner of Markel Road and Willow Lawn Drive. Take the elevator to the third floor. We are in Suite 300.
Broad Street #6-Willow Lawn stops directly across the street from our building. We are in the BB&T Bank building. Take the elevator to the third floor. We are in Suite 300.
Monument Ave. #1-St. Mary's stops at the corner of Monument Avenue and Willow Lawn Drive. You must walk about 2 blocks north towards Broad Street to our building. The building has a large brown sign on the top that says BB&T.
How much will it cost me to retain Krumbein & Associates?
Social Security clients pay us only when they receive an award from the Social Security Administration. Legal fees for Social Security Disability claims are set by law---they are all the same---therefore you are protected against any exorbitant legal fees.
Bankruptcy fees depend upon your situation. The first appointment consultation with an attorney is free. It lasts 30 minutes. If you decide to retain our services, the cost will be fully explained to you at the initial consultation. We do accept payment in cash, money orders, or by check. If you pay by check we must wait for it to clear the bank before any court documents can be filed.
Do I have to file Bankruptcy?
In your free consultation, an attorney will explore all of your options with you. We want each of our clients to understand all of the alternatives and to make informed and well-planned decisions about their financial future.
You can E-Mail any member of our staff directly by clicking on their name listed below or listed in the Staff section of this web site.
Charles H. Krumbein, AttorneyItzhak I. Friedlander, Attorney
Jason M. Krumbein, Attorney
Gregory A. Thomas, Attorney
Marsha L. Ascencio, Law Clerk
Donna Benson Dorroh, Law Clerk
Lazonia Clark, Case Administrator: Social Security & Bankruptcy (A-J)Maria Fultz, Case Administrator: Social Security & Bankruptcy (K-Z)
Pat Randolph, Special Consultant: Social Security
Cynthia Beazley, AccountantCynthia Krumbein, Systems Manager
R. "Chip" Gard, Technology Coordinator
Intranet